What is uninsured motorist coverage?
Uninsured motorist coverage protects you in the event that your accident involves an at-fault driver who carries no liability coverage.
What about underinsured coverage?
Underinsured motorist coverage helps you in the event that the at-fault driver has some insurance, but not enough to pay for property damage or medical bills you incurred due to the accident. For example, if their coverage is $25,000 and your claim is worth $75,000, you would eventually be responsible for the remaining $50,000. That's where underinsured motorist coverage comes in. I always stress having enough of this coverage because you never know how much a car accident will eventually cost.
What if my insurance company refuses to pay?
Remember, the ultimate goal of any insurance company is to find reasons to pay as little money as possible for claims. They'll examine every piece of information possible about the accident and have a team of attorneys whose job is to find excuses not to pay.
If your insurance company—or the other driver's, for that matter—is refusing to pay full value for your claim, you need to contact an attorney who isn't afraid to fight back. For over 34 years, I've helped my clients get the financial recovery they're entitled to. I'm not afraid to take the case to court to ensure that your wellbeing is taken care of, because that's the most important thing.
If you've been injured in a car accident and are having trouble with an insurance company, contact me today for a free consultation. There's no fee unless we win, which means you have nothing to lose and everything to gain.